Walmart Cash Back 2022 (Limit & Fees)
Cash back options at checkout are available as often as you make purchases. Cash back is designed to allow you to withdraw money from a single purchase. If you wish to purchase more than one item, there may be restrictions.
Walmart: How much cash back can you get?
Walmart offers $20-$100 cashback on debit card purchases in increments of $20 ($20,$40; $60, $80; $100); Cashback can be received at the regular register, self-checkout or at your local bank up to three times per day. There is a $20 maximum limit for personal checks to receive cash back.
To get cash back, you must pay for one item. This is all you need. This means you can pay 1 cent for an item and get up to $100 cash back.
It is easy to understand why. The cash back is a part of your purchase, and you get the money in change. The money is not from Walmart but instead comes from your debit or credit card. Therefore, you can only spend the minimum amount on the item.
Cash back can be earned from your bank account for every $20 to $100 that you spend at the register when you make a purchase. Cash back will be available when you insert your card into the reader. There are several options available.
- No cash back
This is how the self-checkout will look at $100 cash back.
Walmart Cash Back Using Debit Card
A debit card is the best and most reliable way to get cash back at Walmart. You can earn as much as $100 cash back at Walmart by using a Walmart debit card. This means that you can either get $20, $40, $60 or $80 cash back per purchase.
You can make multiple purchases to get cash back if you need more than $100. There are three types of limitations:
You can choose to withdraw the cash from your Walmart account and apply it as part of the purchase.
After the process is complete, the cashier will give you the cash. They will alert their register to your selection. You can also get the cash from the self-checkout machine.
Step-by-Step using a debit card:
- As usual, ring up your purchases at a register/self-checkout station
- When asked for a payment method, choose Debit card. Then insert your debit card into a card reader machine
- The card reader will ask you if cash back is what you want. Choose Yes to choose the amount of cash back. Enter your PIN to authorize the transaction. If you are not asked if you would like cash back, ask the cashier or associate at Walmart about cashback before you enter your PIN.
- Once your transaction has been authorized, your cash will be refunded to you by either the cashier (or the self-checkout machine). The amount of the purchase and the cash amount will be deducted from your bank account.
Cash depleted at register:
Cash is limited to each cash register or self-checkout station at a Walmart. You might run out of cash if you receive multiple cashbacks at the same self-checkout station or register. Try a different station or register if that happens.
Walmart Cashback Using Self-Checkout
Walmart will give you cash back if you use your debit card for self-checkout. The maximum amount is $100. Cashback at self checkout cannot be made with a check.
Select the option on your card reader to get cash back for debit card purchases. This assumes that you make your purchase with a debit or credit card. You must also have the money in your account.
After activating the pay selection at self-checkout, slide or insert your debit or credit card, the reader will ask you if you would like cash back. The amount of cash that you desire can be selected.
This amount will be applied to your purchase. The cash is then refunded in the form change via a slot located just below the top of the device.
Walmart Cashback Using Personal Check
Walmart accepts personal cheques as payment for purchases. Walmart accepts personal checks as payment for purchases.
These steps will help you get cash back when you pay with personal checks
- To ring up your purchase, find a cash register. Pay with a personal cheque at a self-checkout counter is not possible
- Tell the cashier when it’s time to pay that you would like to pay by personal check
- Your check should be made payable to Walmart. Add the amount you have purchased to the amount you would like cash back and then write down the sum as the amount on your check. Fill in the date, then sign your check
- The cashier will need your personal check. To prove your identity, also give the cashier a government-issued photo ID.
- To verify that you are the person you claim to be, the cashier will run your ID and check through a verification service. The cashier will return your cash together with your receipt if your check is approved.
Personal Cash Back Limits
Walmart will pay $20 cash back if you pay with personal checks. The $20 cash back limit is much lower than the $100 limit for Discover Cards and debit cards.
You can make multiple purchases to get cash back if you need more than $20 in cash. There are three types of limitations:
Get cash back from Walmart if you overdrawn
Your check may be bounced if you send a check for a sum that is greater than your checking account balance. Your bank may allow you to overdraw your account at a high fee.
Chase charges $34 per overdraft, while Bank of America charges $35. Think twice before you write a check that is more than you have in your account.
Does Walmart charge a fee to get cash back?
Walmart doesn’t charge fees for cash withdrawals when you make a purchase. It is part of the purchase. If you use a $20 bill to purchase $10 worth of goods, the cashier will give you $10 in change.
This is also true if you ask for cashback when making a purchase. When you use your card, you are paying more for the purchase and getting the cash back. This method is free of charge.
Walmart Cash Back Limit Comparisons
Let’s compare Walmart cash back to other retail stores. Below is a list of retailers that provide good comparisons. Remember that these comparisons are made based on store credit cards and not cash back at registers.
|Albertsons||From $100 to $300|
|Casey’s General Store||$20|
Target, like Walmart, allows you to receive cash back on purchases made with your debit card. The maximum amount for Target is $40, compared to $100 at Walmart.
Walmart has the same maximum limit of $20 for a check. Cash back options might not be available at Target self-checkout counters.
CVS offers cash back, just like Walmart. You can only purchase $35 per purchase.
If you have a larger purchase than $35, you’ll need to make another order or visit another store. Walmart, on the other hand, offers up to $100 cashback for purchases.
Walgreens offers cash back for purchases as low at one cent Cash back can only be redeemed up to $20. Cashback can only be earned when you use a debit card. Walgreens offers cash back but it is not available if you have a check or a credit card.
Only exception to this is if your Walgreens Balance Rewards credit card includes Walgreens Cash Back. You can get cash back up to $20
Vons is the only retailer on the list to offer more cash back than Walmart. You can get up to $200 cashback for every purchase made with a Discovery credit or debit card.
You may be eligible for up to $25 cashback if you use a check. You can make as many purchases as you like to receive the cash back. However, you’ll need to have the money in your account.
What Walmart Cash Back is Available?
Walmart allows you to get a maximum $100 cashback when you shop with your debit card. Walmart also allows self-checkout up to $100.
Cash back is a great way of avoiding ATM fees by using the cashback feature at checkouts. This feature is free and you can save more money by using it.
You can save up to 5% by shopping online with your Walmart credit card and get cash back Purchase gas at Murphy USA locations or Walmart locations and save 2% All Walmart stores offer 1% off